Medicare

Medicare is a federal health insurance program. It covers most people age 65 or older and some people younger than 65 with disabilities.

Medicare does not provide complete coverage for all health care needs. Even though it pays for some preventive services and covers most medically necessary services, Medicare doesn't pay for many routine services like annual physicals, or things like glasses, hearing aids, or long term care at home or in a nursing home.

Medicare is divided into four parts: Part A, Part B, Part C and Part D.

Part A: Hospital Insurance

Part B: Medical Insurance

Part C: Medicare Advantage Plans which combine A, B, and D in one plan through a private insurer.

Part D: Prescription Drug Coverage

For more information about Medicare Coverage and what plan is right for you, please contact Spartan Planning Agency at 856-423-4561 or complete form to the right.

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